Boise Life Insurance Broker & Agent Chris Antrim reviews what the one of the top final expense whole life policies in the marketplace.
Our office and staff are appointed with some of the nations top life companies. We can shop the market for you particular insurance needs!
Our office is an independent life insurance brokerage we work with the nations top life carriers. To name a few
Pacific Life
Principal Financial
Banner Life
John Hancock
Lincoln Financial
Nationwide
Prudential
Mutual Of Omaha
Gerber Life
Protective Life
No one wants or should pay more for their insurance, especially life insurance! We will shop the life insurance marketplace to make sure we get you the best, most affordable policy.
Even if you have health issues we can most likely find you coverage. We will inquire with the underwriters before we even submit an application. This way we will have an idea of what rate class you may be and how much the premiums may be.
So this is interesting data from S & P. Global average life insurance policies premium this $44 per month. That makes a lot of sense since most policies are term life.
The average cost of a term life insurance policy for someone in their thirties, it's $16 per month. That makes a lot of sense and seems accurate.
If you get a policy in your forties, you can expect to pay about $22 all depending on how much, death benefit you are requesting.
And your health, of course. So let's see. Let's see what this has to stay down here.
Please Visit Our Website For Online Quotes: https://www.goidahoinsurance.com
Call The Office At: 208-409-3382
Hello Boise, Today we will briefly review Mutual Of Omaha's Final Expense Whole Life Policy. Please call the office at 208-409-3382 with questions or visit the website: www.goidahoinsurance.com
Mutual Of Omaha Whole Life Insurance Whole life insurance is a type of permanent life insurance coverage.
It is designed to provide protection for you and your family by locking in the death benefits that can help pay for end-of-life expenses, Also, the policy may build cash value that can be accessed in an emergency. Whole life is available for people aged 45-85 (in NY, ages 50-75) only.
Whole life insurance coverage could be a good fit for you and your family if you: Need coverage that doesn’t require a medical exam or health questions Have a tight budget or fixed income and need a premium that won’t increase Need coverage for burial, funeral, or other final expenses, or to pay off debts.
Would like to supplement existing insurance coverage Want to build cash value and have access to funds in an emergency What is included in the Mutual Of Omaha Whole Life Final Expense Policy?
Guaranteed coverage that lasts for the rest of your life* with no medical exam Premiums that are guaranteed not to increase Potential cash value that grows on a tax-deferred ** basis A set benefit to be paid to your designated beneficiaries at your death Some factors that affect price are the current age, gender, and death benefit amount.
Health and tobacco use are not considered. The big issue to consider with these types of plans is the graded death benefit during the first two years of the policy.
See below A Whole Life Guaranteed policy also includes a graded death benefit. If death occurs from natural causes (not accidental) during the policy's first two years, the beneficiary will receive all premiums you paid plus 10 percent.
Once the two year period ends, the beneficiary will receive the policy's full benefit. Full death benefits will be paid if death results from an accidental injury.
Give the office a call for a quote on this type of policy or visit the website for our online quote engine www.goidahoinsurance.com Call 208-409-3382
This is a quick down and dirty but a good guide on life insurance premiums and pricing.
Please call the office with questions. Visit our other website www.goidahoinsurance.com for online quotes and rates.
Call 208-409-3382